Today is a new day. It's PAYDAY!
But... this month, money won't be spent the same way as usual...
A few years ago, she was inspired by another great blog: Small Notebook, to live a concept entitled:
"NO SPEND MONTH"
(Which technically speaking is LOW Spend Month... But- you get the idea...)
I know this isn't going to be easy, but I'm really excited for the challenge. I spend WAY to much time searching craigslist, going to the thrift store, and walking up and down the Dollar Spot at Target, searching out food sales- just trying to find a good deal! And all the while, spending money I don't really NEED to be spending.
In order to up our savings for things we really need (like SCHOOL!) we need an extra boost. And if all goes as planned, I'll be able to put a lot more away than I usually do! Which will be great!
I also need to learn how to plan ahead better with my meals. I always get so stressed at that "dinner time rush" time trying to figure out what we're having, and I'll quite frequently make a run to the store to get a few things (which turns into a lot of things once I'm there) to make dinner.
I've been planning out what we are having every day for the week ahead, and then writing down everything I need in advance at the store in order to cut my shopping trips down to one time a week. We are very blessed to have so much food in our freezer, and things in my cupboard that I don't really think about using all the time, and this has kind of forced me to be out of my comfort zone and come up with other things to make! Living in Orderville also makes the temptation of eating out a little less, since there are only two little sit down restaurants here in town. Also- actually cooking a meal everynight, instead of running to get something fast, will help with the lunch bill as well. Jeff loves taking leftovers for lunch the next day. I cook mostly every night anyway, but there are lots of meals that I don't have to run to the store for every time.
This month will be filled with fun, creative, and mostly FREE dates, family time, and projects to keep us busy. We'll finish half-done projects around home instead of buying stuff for a new one. We'll try new kinds of food.
In order to make myself a little more accountable, I'm going to blog at the end of each week to show what I have spent, and give a round-about on what the money went for. Then, we'll see if everything adds up at the end of the month! :) I have a few friends that are joining me this month and we're all helping each other- being a support for each other! Anybody else want to join?? Let me know! I'd love too see how everyone saves a little extra for school, pay off loans, Christmas, a fun vay-cay... WHATEVER! And I'd also love to see the creative things people come up with for fun and food!
So folks... I've been inspired as well...
October is our official "No Spend Month".
October is our official "No Spend Month".
The Basic Idea?
I recommend clicking on the link or links above to get more details, but basically, you give your family a set amount of money in cash to spend on gas, food, entertainment, and any other basic necessities (diapers, TP, etc...) for the whole month. (This doesn't include bills, tithing, mortgage, medical expenses, etc...) Our money to spend this month is $250.I know this isn't going to be easy, but I'm really excited for the challenge. I spend WAY to much time searching craigslist, going to the thrift store, and walking up and down the Dollar Spot at Target, searching out food sales- just trying to find a good deal! And all the while, spending money I don't really NEED to be spending.
In order to up our savings for things we really need (like SCHOOL!) we need an extra boost. And if all goes as planned, I'll be able to put a lot more away than I usually do! Which will be great!
I also need to learn how to plan ahead better with my meals. I always get so stressed at that "dinner time rush" time trying to figure out what we're having, and I'll quite frequently make a run to the store to get a few things (which turns into a lot of things once I'm there) to make dinner.
I've been planning out what we are having every day for the week ahead, and then writing down everything I need in advance at the store in order to cut my shopping trips down to one time a week. We are very blessed to have so much food in our freezer, and things in my cupboard that I don't really think about using all the time, and this has kind of forced me to be out of my comfort zone and come up with other things to make! Living in Orderville also makes the temptation of eating out a little less, since there are only two little sit down restaurants here in town. Also- actually cooking a meal everynight, instead of running to get something fast, will help with the lunch bill as well. Jeff loves taking leftovers for lunch the next day. I cook mostly every night anyway, but there are lots of meals that I don't have to run to the store for every time.
This month will be filled with fun, creative, and mostly FREE dates, family time, and projects to keep us busy. We'll finish half-done projects around home instead of buying stuff for a new one. We'll try new kinds of food.
We'll live more simple.
And I think it will be really good... :)
In order to make myself a little more accountable, I'm going to blog at the end of each week to show what I have spent, and give a round-about on what the money went for. Then, we'll see if everything adds up at the end of the month! :) I have a few friends that are joining me this month and we're all helping each other- being a support for each other! Anybody else want to join?? Let me know! I'd love too see how everyone saves a little extra for school, pay off loans, Christmas, a fun vay-cay... WHATEVER! And I'd also love to see the creative things people come up with for fun and food!
GOOD LUCK!